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Thursday, October 11, 2007
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Md. Governor Talks about Budget in Salisbury - WBOC TV 16

Thu, 11 Oct 2007 11:26:37 GMT

Md. Governor Talks about Budget in Salisbury
WBOC TV 16, MD - 14 hours ago
O'Malley said his proposal will benefit middle-class families by reducing income and property taxes. He said property owners would save more than $700 ...
Md. budget reform tour hits Shore Delmarva Daily Times
O'Malley to Discuss Tax Hikes on Lower Shore WJLA
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Purchasing Technology Through Dell Financial Services

Having the latest in technology is often the difference between being on the cutting edge and being left behind in the dust. For most professionals, small and large businesses, as well as those that are working within the technology field this can also mean continuous expenses and technology systems need to be constantly upgraded and improved to reflex changes in the industry. Dell financial services has evolved to assist virtually anyone purchasing a single computer or complete technology network to have financial assistance through in-house financial services. Dell financial services offer financing for purchases, leasing, recovery of technology as well as customer service with regards to purchases and finance issues.

Dell financial services offers all financial services with regards to leasing and purchase of Dell technology in over forty different countries around the world. All information for clients and customers is available in a secure, easy to access online format but there is also the option to call in and speak directly to a financial specialist or customer service agent that can answer questions and help resolve any issues that the customer may be experiencing.

One of the unique features offered through Dell financial services is the recovery and disposal of leased or purchased computers through Dell financial services. Since most business computers will have financial statements and other sensitive and potentially damaging information on their hard drives, having a secure location to send the used equipment for safe, secure destruction is a key component for many businesses. This service from Dell financial services also allows for Dell to help recover some of the cost for the owner through re-sale of some of the used parts or systems once they are wiped clean, or donation to various local charities of cleaned computers. This provides a valuable service to those agencies and non-profits that help in providing computers to those not able to purchase or lease on their own in a secure, safe fashion.

Dell financial services provide a complete list of all purchase, service, warranty and customer support contracts in PDF format for easy viewing. This allows consumers to clearly understand the contracts before they deciding on leasing or purchasing a computer or technology system through Dell. Customer service representatives can answer questions regarding the contracts and agreements as well as help customers locate Dell retails within their community. The contacts are slightly different depending on the various options the customer may choose, and personal computer purchase are very different from small or large business purchases or leases, so careful review of the content and type of contract is important.
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People Are Now Able to do Federal Taxes Online


As more and more people are filing taxes each year, so are the different ways for people to file! In fact, people are now able to file state and federal taxes online!

One of the best things that the government did for filing taxes; is making it possible for people to file state as well as federal taxes online! However, before people can file their taxes online they must first decide on how they want to be filing their federal taxes online. In fact, there are a couple different ways for people to choose from!

One way for people to have their federal taxes filed online is by taking them to a professional tax agency, and having the agency file the taxes for you. However, when filing your taxes through a professional agency people end up having to pay a lot of money for the services. In some cases, people end up paying a couple hundred dollars to have their taxes filed. Another way that people file taxes is filing the taxes themselves. When filing federal taxes online, many people prefer using tax preparation software. In fact, when using tax software it is almost a guarantee that they taxes will be done correctly! There are many different tax preparation software programs that are available; for many different purposes! One of the most known programs is TurboTax. TurboTax is made for all people; in all tax groups! In fact, there is also software that is available for people that own their own businesses.

Another way that people file their federal taxes online by themselves is by using certain websites that offer free services. In fact, there are many different websites that people can use; that are very safe and trust-worthy! One of the most used and trusted websites is the IRS website. On the IRS website, you can file your federal taxes as well as using all the other options available; such as the calculator. Another website that people are using a lot, which is used by millions of people, is the TurboTax website. On the TurboTax website, people have the option of purchasing the programs they need, or they can file their federal taxes online. Another website that is becoming real popular for filing federal taxes online is Tax ACT.

When filing your federal taxes online using tax programs, there is nothing for people to be worried about. In fact, many people don't file their taxes online because they are worried about something happening! However, using websites such as the IRS website is very safe!
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The Ins and Outs of Federal Payroll Taxes


Did you know that if you own a company and you hire employees for that company that you have to pay federal payroll taxes? Yep, it’s true. This is something that your company has to do. In fact, the Internal Revenue Service is very picky about how they receive the money. If you make a miscalculation and send the wrong amount of money, you may end up seeing fees that rich into the thousands or even into the millions depending on the error. It’s very important to get these federal payroll taxes right so that you don’t have any problems.

There are several things that you should do so that you get this right. First of all, whenever you hire a new employee, you need them to fill out a W-4 form. This form will ask certain questions that will then affect how much money you withhold from their paycheck for taxes. For example, it asks whether they are married and how many dependants they have. Dependants are children and other people that depend on you for living expenses and care. All of these factors affect how much is taken out of the paycheck. Make sure that your employees know this and those they know that they should be filling out the form truthfully.

As an employer, you are responsible for some of the federal payroll taxes. In addition to taking out money from each of your employees’ paychecks, you also need to put in money of your own as well. For example, you will need to pay half of the FICA taxes. FICA is the social security and Medicare taxes. You are supposed to split these federal payroll taxes with the employee. Remember this so that you have a fund send up to save for this kind of money. This will help you pay it when the time comes.

If you get this stuff right, then you shouldn’t have anything to worry about. Make sure that you use an accountant who knows a lot about federal payroll taxes. Although you, as the head of a company, can learn a lot about it on your own, it’s better to get the help of someone with an education on the subject. After all, this is their job. Make sure that you get an accountant who can do it well. Then you can collect the federal taxes from your employees and foot in your share so that everything is done correctly.

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When it comes to FICA, your company is responsible for paying half of the taxes. The other half, which would be 7.

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Wed, 10 Oct 2007 20:20:00 GMT
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The Importance of Paying Employer Payroll Taxes


Are you planning on starting your own business? If so, it is good to find things out about the business beforehand so that you don’t make any costly rookie mistakes. After all, some people who start fresh often lose their businesses if they don’t handle things properly. Some even end up paying hefty fines and going to jail over their mistakes. To make sure this doesn’t happen to you, you should learn as much as possible.

One of the things that you need to know very well is the taxes that you’ll need to pay. For example, most new business owners don’t realize that they will have to pay some of the payroll taxes. They assume that it all just gets taken out of their employee’s paychecks. Well, that’s wrong. In reality, your company is responsible for paying half of the FICA taxes. If you don’t you could be in quite a bit of trouble. These are the employer payroll taxes that you must pay in order to be a legally sound company.

The FICA taxes are very specific. It is the employer payroll taxes for both social security and Medicare. When it comes to social security, you are allowed to withhold 6.2% of your employees’ earning. That portion will go toward paying that tax. Then it is up to you to pay an additional 6.2%. Essentially, that means that both you and the employee are taking equal responsibility in paying that tax. Then, with Medicare, you each pay 1.45% separately. In other words, your portion of the FICA employer payroll taxes will equal 7.65%. This is what your company is responsible for when it comes to all of your employees. You need to do this for each of them.

How much of the employer payroll taxes have a lot to do with how much you pay your employees and how many employees you have to begin with. The bigger your company is, the more you will pay in these taxes. This is necessary and a good thing for your company.

To make sure that you are paying the right money in employer payroll taxes and that you are taking the right amount of taxes out of your employees’ checks, you should use a combination of software programs and accountants. This is especially the case when you have a large company that has many employees. The more employees you have, the more likely you are to make a mistake with the calculations in regards to taxes. Since this can cause a lot of problems, it’s better to get them right the first time.

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Getting into a College of Financial Planning


Becoming a professional financial planner requires a person to study to become one. Studying to become a financial planner is actually doable with an online college. You can become a financial advisor or a financial planner with college courses aimed at this kind of a profession and the institution you can enroll in for this kind of a course is a college of financial planning. A college of financial planning can be easily accessed through a simple web search and from there, you can view the different courses and subjects you can take to become a certified financial advisor or financial planner.

Study Online
You will find many websites for college of financial planning online institutes that feature a few courses that can help a person start a career as a financial planner or as a financial advisor. There are courses that range in specializations that include retirement planning, wealth planning, wealth management and even a Masters degree for the same course. These courses all feature modules that teach a person how to become a financial advisor as well as to get himself accredited. The teachers who give you your assignments, your study text and everything that you need to use in order to learn to become a certified financial advisor are usually all experts in the field with PHDs and other certifications to attest to this.

Looking for the Right Institute
When you look through the college of financial planning websites that offer this course, you will easily find out how you can enroll in the course you want as well as view the subjects you will be having from the mentors of the institute. The site will also show you who your mentors will be and what are the qualifications you will need to be able to enroll in the courses they offer. The college of financial planning sites you check out should also give you the assurance that your course will indeed be accredited. If the college of financial planning website you visit does not have such a reassurance or document to attest to their being a legitimate educational body that will get you the financial advisor or planner diploma you need, you should try to look someplace else for your financial planning education.

If you are all set to become a certified financial advisor or a financial planner, looking through the different college of financial planning websites as well as taking the time to find the best one for your purpose is the first step in the right direction for your future career.

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O'Malley crusades for session - Baltimore Sun

Thu, 11 Oct 2007 07:24:24 GMT

O'Malley crusades for session
Baltimore Sun, United States - 18 hours ago
Shirtsleeves rolled up and using a PowerPoint presentation, O'Malley offered details: slots, a sales tax increase, a rejiggering of the state income tax to ...


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If you do want to hire some people to work for you, then it is imperative that you know this.

The first thing you need to do when you hire a new employee is have them fill out a W-4 form.

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